How to Get Car Insurance Texas with No License?
There are varied reasons for which the owner of a vehicle might be without a driving license. He could have given up driving for some time or he might be elderly in age. It could also be that the owner generally does not want to drive his own car and let his chauffeur take care of the responsibility. In fact, there are many different reasons why you might not have any driving permit. Although you will be unable to drive a car without a valid permit, it is possible to obtain a car insurance Texas no license. Find out how you can get an insurance policy even without a license.
Get in touch with an insurance provider
First of all, you have to contact insurance providers in the region and get insurance quotes from them. A lot of insurance agencies may not even enquire whether or not you possess a valid driving license. You will need to compare the quotes and find out which of the agencies is offering the lowest quotes for the maximum coverage. You should ideally look for an insurance company which offers optimal coverage at the lowest quote.
Give your reason for lack of license
You have to give your explanation to the insurance agency about why you are without any driving license. If the lack of license is due to the reason that it has been revoked due to lack of car insurance or you are under suspension, the agent will possibly offer you a period of 30 – 45 days to get back your license. Keep in mind that you have to get back your driver’s license within this time span, or else the insurance policy will get expired.
Pass the driving exam
If you have just attained the legal age of driving, you will pass the exam for drivers. In such a case, most of the car insurance Texas no license agencies will offer you coverage with a driving permit. You might also be needed to show your license proof once you are able to pass the exam. It is crucial for you to pass the driving exam, if you are serious about getting your driving license back.
Show insurance proof to court
In case your permit has been revoked due to an absence of insurance or you are under suspension of driving license, show the insurance proof to the court. Once the proof is accepted by the court, driving rights will be reinstated to you. Keep in mind that you might also have to pay a monetary fine.
Show insurance proof to provider
Show the proof of your valid driving license to the insurance company that you are opting for. This will keep your own auto insurance policy active, and allow you to benefit from it. You have to submit a copy of the permit with your agent, and also show the actual license paper to him in order to confirm the possession of the document. Without a valid permit, you cannot keep the policy active.
Other post you may be interested in reading: Car Insurance Quotes With SR-22 and Can You Get Car Insurance No Drivers License Texas