5 Tips to Get Cheap DUI Auto Insurance Florida Quotes
In the event you have had the misfortune of being convicted of Driving under the Influence (DUI) of drugs or alcohol, you can be regarded as a high risk driver. Irrespective of your location, being this type of a driver means that the expenses related to your auto insurance would be greater than average. A lot of insurers will not like to offer you any coverage for this reason. But you can still be hopeful of getting insured and having cheap DUI auto insurance Florida rates, particularly when compared to high risk rates offered by many states.
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Find out the discounts
Once you have found out an auto insurance provider that offers a DUI to high risk drivers, you can enquire about the discounts. If you are a good student, look for discounts offered to students who are driving and have a good academic record. Other than good student discounts, there are also senior citizen discounts. If you are over a specific age which makes you eligible for such rebates, you can apply for it. Many auto insurance companies also offer discounts to members of specific organizations, such as credit unions, groups or alumni. You can also avail multiple lines discount, when you use the same insurer for your homeowners insurance as well as your auto insurance.
Go for a fuel efficient car
You can also get cheap DUI auto insurance Florida quotes by going for an economy car, or a vehicle which is more fuel efficient. With a car having a low mileage, your quotes can automatically get reduced. If you drive only a small distance every day, you can also highlight the fact to the insurer.Buy a low-cost vehicle
Purchasing a car which is lower in cost can help you reduce your auto insurance quote. The cost of maintaining and repairing a luxury sports car or SUV is higher than a small 4-door vehicle. You can also think about increasing the comprehensive and collision deductibles, if your car has full coverage, if you wish to save your rates. With some amount of research about how your vehicle model will influence your chance to get a lower auto insurance quote, you can actually get the lowest car insurance rates.
Install safety devices
You can also make your insurer feel more confident about you, and the vehicle you have, by installing anti-theft devices, passive restraint seatbelts, anti-lock brakes, air bags and other specific safety devices in your car. With a safer car, you can obviously reduce your auto insurance rates.
You may want to check out my other guide on Auto Insurance Terms And Definitions and 5 Tips to Get a Cheap SR22 Insurance Houston TX Policy